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If you decide to get life insurance, one of the benefits is that your loved ones can receive a payout after you pass away. Life insurance can be extremely helpful in covering the cost of your funeral as well as with other financial issues following your death....
If you have many of your assets tied up in stocks, your goal is to maximize your earnings. You may be taking a long-term approach, so you worry that pulling the money out early is quite literally going to cost you. At the same time, you’re doing your estate planning....
If you believe that you will need to qualify for Medicaid in the future, something you may be interested in learning about is the extended lookback period. The extended law for Medicaid’s lookback period has been pushed to January 1, 2022, instead of the previous...
When choosing someone to be your agent through a power of attorney, it’s important to have the right person for the role. It’s common to pick a close family member, and this may be best, but you still want to carefully consider the traits you’re searching for. There...
Medicaid is a needs-based program that helps people pay for necessary medical care that they can't pay for themselves or that Medicare won't cover. Generally, if someone can qualify for Medicaid insurance, they have low income levels and minimal personal assets....
Written by Korsinsky & Klein's attorneys Avi Lew and Michael Korsinsky This article analyzes the recently enacted New York Health and Essential Rights Act (“HERO Act”). The HERO Act mandates new workplace health and safety protections required by employers, some...
When closing on real estate, you need to avoid trapping yourself into an agreement you struggle to get out of. To do this, you need to include the proper contingency clauses. Contingency clauses are conditions you place on the purchase. You say you will agree to buy...
Most people create an estate plan at some point in life to prepare for what will happen to their loved ones and assets when they are no longer alive or when they are incapacitated. Sometimes, estate plans are created or updated in response to changes to the...
Whether you are beginning to look into long-term care plan options for yourself or someone you love, it’s important to consider the many parts of a long-term care plan and to decide which topics you need to discuss. Long-term care planning includes many different...
Bill and Melinda Gates made headlines when they decided to get divorced. Bill, who was once the richest man in the world, is the head of the Microsoft computer corporation. His vast wealth needed to get divided when the couple chose to split up. Interestingly, the...