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When an adult in New York cannot manage personal or financial affairs due to disability, illness or age, the court may appoint a guardian. There are two notable types of adult guardianship in the state, each with a different legal framework and purpose. Here are some...
Adults who have saved for retirement or worked consistently to earn a pension may dismiss the idea that they need to plan for Medicaid benefits. They may assume that a combination of their resources and Medicare coverage might be enough to cover their care costs. They...
When planning your estate, it’s important to understand how Medicaid’s look-back period can affect eligibility for long-term care benefits. The Medicaid look-back period is a key factor in determining whether you qualify for assistance, especially if you're trying to...
Medicaid plays a key role in helping elderly individuals get much-needed care coverage. However, it can feel like you're jumping through hoops to ensure you remain eligible for the program due to its strict income requirements. Thankfully, some assets don't count...
Many people wonder when they should begin planning for potential Medicaid needs. The answer is simple: it is never too early to start. The benefits of early planning Starting your Medicaid planning early can provide the following advantages: You give yourself more...
Medicaid planning might not be the first thing to come to mind when creating your estate plan. However, it is a crucial aspect that could significantly impact your future and your family's well-being. Below are reasons Medicaid planning is an essential component of a...
As we age, securing our future becomes increasingly important, especially when it comes to healthcare. For many aging New York residents, Medicaid is a vital resource that can provide necessary medical and long-term care services. Understanding how your income and...
As you approach the retirement age, planning for long-term care becomes an essential part of your preparations. It is not just about having the resources to fund your needs, but also about ensuring you have the necessary care and support when you need it most. Here...
Medicaid planning is an essential aspect of comprehensive estate planning. However, many people in New York overlook it until a health crisis strikes. This approach can lead to missed opportunities and potential financial hardships. Here are three reasons why you...
Finding an excellent in-home aide for an aging parent or loved one requires careful thought and planning. Since this person will be in the home and assisting with personal care, you must have someone who is not only competent and reliable but also a good fit. Improve...