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As the number of seniors increases, so do the number and variety of 55+ communities. From neighborhoods with single-family homes to luxury high-rise condos, New York has something for everyone who wants to downsize a bit and leave some of the maintenance and other...
You’ve been searching for a new home now for several months, and you finally found something that's perfect for you. The house is an ideal size and it’s in a great location. You’re ready to move forward with the deal. Unfortunately, real estate transactions can be...
Planning how your assets will be distributed when you die is one of the most important steps you take to safeguard your future and protect your loved ones. Without a clear plan, your estate could become the genesis of a protracted conflict that can result in...
Power of attorney is an important estate planning tool that allows you to designate a trusted friend or family member to make financial and healthcare decisions on your behalf should you be incapacitated. Like with the other estate planning tools, a power of attorney...
When you obtain a loan to purchase a home, the lender assumes the right to repossess the property should you fail to keep up with your mortgage payments. This process is known as foreclosure. New York is a judicial foreclosure state, meaning that the foreclosure must...
There are many options people have when estate planning – one such option is a trust. But, what is a trust? A trust is a legal document (much like a will) that allows someone to set aside assets for a beneficiary, reducing distribution time, paperwork and estate...
One component of a comprehensive estate plan is naming a power of attorney who can take care of your finances and one who can handle your health care. These are important designations because these individuals will act on your behalf to make decisions if you’re...
Every adult ages differently. Family history, personal lived experiences and various other factors influence the kind of cognitive and physical symptoms that someone experiences as they age. Many older adults retain their mental acuity and independence their entire...
Seniors who need care and assistance with day-to-day living often state that they do not want to spend their twilight years in a nursing home. For them, hiring an aide to assist them at home can be a viable option. Deciding whether or not to hire an in-home aide is a...
Many people who need Medicaid benefits later in life didn't expect that they would. After all, they can use Medicare for most of their costs after they turn 65, and they may have a career's worth of retirement savings set aside as well. Older adults frequently...