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You often see people use the words “heir” and “beneficiary” interchangeably. They’ll say things like “I need to list my beneficiaries in my will to ensure that my heirs get the right assets.” The idea is that the two terms are just different words for the same thing....
Maybe you’re getting older, and you realize you need a plan for the future -- or maybe the events of the last few years have made you more conscious of your mortality. Either way, a living will is a good idea. A living will is a written declaration that helps clarify...
If you own artworks, you need to remember to include them in your estate plan. They may be among the most valuable things you own. They may require special treatment due to their nature. There are several ways to deal with art in your estate plan. You could place...
The real estate market has been red-hot in a lot of areas of the country, and that’s made finding a house difficult for a lot of would-be homeowners. When you announce that you’re planning to sell your home, you may end up getting a quick offer to purchase the...
If you decide to get life insurance, one of the benefits is that your loved ones can receive a payout after you pass away. Life insurance can be extremely helpful in covering the cost of your funeral as well as with other financial issues following your death....
If you have many of your assets tied up in stocks, your goal is to maximize your earnings. You may be taking a long-term approach, so you worry that pulling the money out early is quite literally going to cost you. At the same time, you’re doing your estate planning....
If you believe that you will need to qualify for Medicaid in the future, something you may be interested in learning about is the extended lookback period. The extended law for Medicaid’s lookback period has been pushed to January 1, 2022, instead of the previous...
When choosing someone to be your agent through a power of attorney, it’s important to have the right person for the role. It’s common to pick a close family member, and this may be best, but you still want to carefully consider the traits you’re searching for. There...
Medicaid is a needs-based program that helps people pay for necessary medical care that they can't pay for themselves or that Medicare won't cover. Generally, if someone can qualify for Medicaid insurance, they have low income levels and minimal personal assets....
Written by Korsinsky & Klein's attorneys Avi Lew and Michael Korsinsky This article analyzes the recently enacted New York Health and Essential Rights Act (“HERO Act”). The HERO Act mandates new workplace health and safety protections required by employers, some...