Long-term planning for health complications is a natural part of estate planning. No one can predict the future, but aging does bring with it risks of loss of mobility, physical and cognitive limitations, issues after strokes or heart attacks, and much more. Planning should include finding solutions for potential future issues.
One way that people do this is by considering in-home aides. These are individuals who can provide care for the elderly when they don’t need full-time medical assistance, but they still face limitations that make living alone difficult. Let’s consider some of the benefits of choosing this option.
There is greater flexibility
Some older individuals need help for just an hour or so a day, while others may need more consistent care. In-home aides are flexible and hours can be adjusted as needed.
The elderly get to stay in their own home
One of the hardest parts about moving to an assisted living center is moving out of a beloved home. By bringing the assistance into the home, the elderly person gets to stay for a while longer — perhaps years — before needing to move to a center.
Caregivers can do a variety of tasks
In-home care can address many different areas of assistance. For some, basic mobility around the house is difficult. They may need help showering, changing clothes, etc. For others, actual care in the home is minimal, but they need help running errands, going to the store and taking care of other necessary activities. Every case is unique, but the caregiver can address it as needed.
Getting a plan in place
For any type of care, the key is to get a plan in place in advance. The elderly and their families must know what steps to take to effectively plan for the future. Estate planning that’s genuinely effective is also designed to address issues involving long-term care and more. Talk to an experienced advocate today about your options.